The transformation in most businesses and operations are actually far above the ground. Almost all has moved in to the world of technology-driven living. It may be an advantage for most of us to have such devices, machineries and technologies to ease our work but we can not deny the fact that it caused us some disadvantages. With these new technologies, almost every item in the market has their own mark-ups just to cope up with the cost of these innovations. Life has changed but living still remained that is why almost all of us are suffering from these changes. We are spending more than what we are earning that is why most of the countries today are suffering global insurgency against poverty. I personally have felt the burden of these globalizations and sad to say I am one of those people who can not manage my money. How I wish to have such talent to manage properly my money for future use. Anyways, I get to some ways that I could get out from the reality like availing Business Credit. Personal loans and Business loans are very convenient and a great help to most common people who had the same living like mine. I hope to get over these problems.